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Bank Loans and Microloans

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Alternate Financing Routes
States and banks are teaming up to offer financing programs that provide not only capital, but also benefits all around.

Choosing a Bank to Get a Loan From
Big banks are competing for your business. How can you decide which one is best for you and your company?

Asset-Based Loans
Got collateral? Then you could get one of these loans.

Bank-Term Loans
Go with old reliable and get a business loan from the bank.

Microloans
When you need only a little cash to grow, it's time to check into microloans.

Cash Solutions From Your Bank
Many banks offer credit to cover account overdrafts, giving businesses a flexible way to fill short-term funding needs.

Just Your Size
Don't make assumptions about a bank's lending methods based on size alone--here's how to find the bank that can help you cash in.

Fees of Danger
When assessing commercial loan costs, the interest rate is often only a drop in the bucket.

Commercial Break
When banks can't give you the funds you need, look to commercial finance companies for help.

Short-Term Loan Solutions
Securing a succession of small loans can help you cover expenses while building revenues

Securing a Bridge Loan
The ABCs on what a bridge loan is, why you should think about getting one and how to do it

Personal Loan Guarantees
Before you sign on the dotted line, take some time to understand your liability.

Using Home Equity to Get a Business Loan
Before you choose this risky method of financing, use this checklist to determine if it'll work.

Under the Microscope
Use microenterprise loans to help make micro a temporary condition.

Attacking a Loan
7 knock-'em-dead strategies to use when negotiating with hard-nosed commercial bankers

Microloans Could Fuel Macro Results
When you don't need a ton of money, a microloan might do the trick.

Make a Statement
What to do if your bank requires audited financial statements

Vetting The Vendor
Buying equipment? Read the fine print before you let your vendor do the financing.

Beware The Ball And Chain
. . . of a loan: avoiding prepayment penalties.

First Strike
Does the early bird get the loan?

Sweet Promises
When do you have to personally guarantee a loan?

Brother, Can You Spare $10,000?
Microlenders are filling in the financing gaps homebased businesses often fall through.

So Close . . . Yet So Far
You're buying a business, but your banker won't loan you the full amount--here's what to do.

In For the Count
Sharing the wealth is what it's all about.

Making The Cut
8 easy ways to find out if that bank is right for you.

The Frugal Gourmet
Our expert offers advice on applying for an equipment loan.

Cause For Celebration
You're just $5 away from helping fund a new microloan program for women.

Raw Deal
Evaluating what went wrong after being turned down for a bank loan

B-B-Bad To The Loan
Rough roads ahead have you fearing a loan default? Here are some ways to bargain with your banker.

When You Need a Tiny Loan...
Look to microlenders for funding.